To wrap up my first post (yes, these three parts are really just one long post in my mind), Here I am, paying off my student loans, paying my living expenses, and sending every extra cent to help my daughter get her education. I sent over $18,000 to her school last year and I cannot do the same this year. I am tapped out.
Essentially, I am supporting two households on one income – an income that isn’t even enough for one at the moment. Every bill is overdue. Except medical! I think I am finally on top of the medical bills! My daughter has a summer job (paid) at her school. The pay isn’t great, but it includes summer room and board. She also has an unpaid internship with the athletic department that I am hoping can morph into either a paid internship or a work study position.
I started selling on straight commission in January on the basis of a job posting that listed the wage range as $55,000 – $80,000. I know I am still improving my skills, but sadly, I think the job listing was unrealistic. Most of my co-workers do not hit the minimum $55,000 as posted either. One or two make more money, so it can be done, but really the posting should have had a range of what people actually earn in that position. I am actually down compared to my previous years earnings at this point. I accidentally took a pay cut instead of gaining a pay raise.
Looks like a second job is once again on the horizon. I have worked two jobs almost continuously from 2008 through 2015. At one point I had three jobs. When my daughter started her Senior year in high school, I decided that I needed to be able to attend her last events. I was able to go to more sporting events in her last year than I had attended in the previous 5 years combined. I was able to attend Honors Day, Senior Luncheon, the Homecoming game, and all of the other things I had worked through in the past. So I will never regret cutting back on work. Now however, I am finding it hard to actually go out and apply for a second job. I know I will have to, and soon, but it has been such a nice feeling to leave work and go home, instead of to a second job.
I’ve looked into and done a MLM gig. I actually loved the product and the company and most of all, the people I met and worked beside, but I wasn’t wildly successful. Or even mildly successful. I either wasn’t properly motivated or I am just a person who needs structure imposed on their day to get things done…
I’m researching options and alternatives to the traditional job market. I’m following budgeting blogs and marketing blogs. I’m cutting expenses as much as possible. My only two “luxuries” at the moment are phone and internet. No cable. No magazine subscriptions. No memberships (except to Costco. Medicine alone pays for that.) No unnecessary doctor visits. No necessary doctor visits either. No new shoes. (I own the same 2 pair that I’ve had for several years now.) No new clothes. Basically living the same as I have since 2011, when we cut cable and gave up TV.
I want to use this format as a way to post what I try and how it works (or doesn’t work) for me. I want to share things I find interesting along the way. I want to be inspired again! I’ve done this in the past, but get sidetracked and lose sight of what I was hoping to accomplish. Having a blog and a set time to post will keep me on track. Hopefully, ha, ha!